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Revolutionizing Payments: NPCI’s Offline \*99# UPI Service Bridges the Digital Divide

The National Payments Corporation of India (NPCI) has launched the innovative *99# service, making UPI payments accessible without the need for an internet connection. This groundbreaking feature ensures uninterrupted digital transactions, even in areas with poor or no connectivity, marking a major milestone in financial inclusion.

With the *99# service, users can perform various UPI transactions directly from their registered mobile number. By dialing *99#, they can access a menu offering options for money transfers, balance checks, and UPI PIN setup. Payments can be made effortlessly using mobile numbers, UPI IDs, or saved contacts. The service is designed to deliver secure and efficient transactions, empowering users across urban and rural landscapes.

This offline UPI service is a game-changer for millions living in remote and rural areas, where reliable internet connectivity is often unavailable. By eliminating the dependency on the internet, the *99# service extends the benefits of digital payments to previously underserved populations, aligning with India’s vision of a cashless economy.

The introduction of this service highlights NPCI’s commitment to driving financial inclusion and making digital banking universally accessible. Users can now manage their finances seamlessly, enhancing convenience and boosting the adoption of digital payments.

As India continues its journey toward a more digitally empowered economy, services like *99# play a crucial role in bridging the digital divide. This offline UPI platform not only supports financial transactions but also reinforces trust and accessibility for users, ensuring that no one is left behind in the country’s transition to a cashless future.

By prioritizing inclusivity and innovation, NPCI’s *99# service is paving the way for a more connected and financially secure India.

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