Google Pay and the NPCI have announced that owners of RuPay credit cards will be able to use the platform to conduct UPI payments. To make payments online and offline, users will only need to link their RuPay credit card to Google Pay.
Holders of RuPay cards from HDFC Bank, Axis Bank, Punjab National Bank, Bank of Baroda, Canara Bank, Indian Bank, Kotak Mahindra Bank, and Union Bank of India can currently use this service. Soon, additional institutions are anticipated to follow suit.
Commenting on the partnership, Nalin Bansal, the Chief Relationship Management and Key Initiatives of Corporate Business from NPCI said, “We believe this service will mature to provide access to digital credit on demand and consumers will be able to make payments by taking benefit of the inherent security and availability of the UPI network across both offline and online platforms. We are delighted to partner with Google Pay as we believe that this combination will play a vital role in democratizing credit in India.”
Simply add the compatible RuPay credit card as a payment option to use it for GPay UPI transactions. To do this, pick the “RuPay credit card on UPI” option under your profile, choose the banking partner, and then enter the necessary information (such as the card’s last six numbers, its validity, etc.) to finish the transaction. Once completed, you will be able to use your RuPay credit card to make purchases through Google Pay UPI.
